Phone: (866) 688-9020
Email: info@o1nemortgage.com
1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
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Phone: (866) 688-9020
Email: info@o1nemortgage.com
1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. Homes that exceed the local conforming loan limit require a jumbo loan.
The most common type of loan option where the monthly principal and interest payments which never change during the loan’s lifetime.
Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan's term.
Monthly payment does not include the repayment of principal for a certain period of time.
Loan payment increases each year for a predetermined amount of time then becomes fixed for the remaining duration of the loan.
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